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NATIONAL ELECTRONIC FUNDS TRANSFER (NEFT)

NEFT is an application developed by RBI to facilitate customers to transfer funds from one bank account to another bank account in India. It is an efficient, secure, economical, reliable and expeditious system of funds transfer between banks. There is no minimum or maximum limit for remittance through NEFT.

REAL TIME GROSS SETTLEMENTS (RTGS)

An RTGS payment system is one in which payment instructions between banks are processed and settled individually on real time basis . This is an efficient, secure, economical and reliable system of funds transfer between banks.